Should you use your Christmas bonus to reduce your mortgage?

Discover how early repayment can reduce your mortgage costs and how Credit Place can guide you with free, independent advice tailored to your needs.


 

E-Lar Programme: support to save money and increase your home’s value

Learn how the E-Lar Programme can reduce energy costs and increase property value, making it an ally for those seeking a mortgage or better loan conditions.


 

Mortgage broker: how to cut costs on your home loan

Request a free mortgage simulation with Credit Place and discover how a licensed broker can save you time and money on your home loan.


 

Buying a Home in Portugal as a Foreigner: Essential Guide

Learn how foreigners can buy property in Portugal with mortgage support, expert advice and access to exclusive real estate opportunities.


 

Mortgage: Fixed or Variable Rate? How to Choose the Right One

Understand the differences between fixed and variable mortgage rates and find the best option for your profile, with expert guidance from Credit Place.

 

How to Reduce Your Mortgage Payment by Switching Lenders

Learn how to lower your mortgage payment by switching to a bank with better rates.

 

Mortgage in Portugal: What You Need to Know Before Buying a Home

Learn how mortgages work in Portugal: key steps, documents, tips, and how Credit Place helps you get the best deal — with no cost to the client.

 

Youth Tax Relief in Portugal: A New Advantage for First-Time Buyers

Discover how Portugal's Youth IRS can help you secure better mortgage conditions.

New Measures to Facilitate Access to Housing in Portugal

As of 1 January 2025, the IRS Jovem regime in Portugal has been significantly expanded, providing increased tax benefits to young workers.

Government-Backed Mortgage: Support for Young Buyers under 35

Discover how public guarantees and tax exemptions in Portugal are making it easier for young buyers under 35 to get a home loan.