Mortgage solutions for your new home in Portugal

Choosing the right mortgage to buy a home in Portugal might seem complicated, but with us, it’s simple. At CreditPlace, we analyze your profile and consult the leading banks in the market. Since these institutions know they are not the only ones being considered, they typically present competitive offers for your mortgage. We negotiate directly with the banks on your behalf and handle all the paperwork, aiming to find the most suitable financial solution for you. All of this is done with complete transparency, and for our service, you won’t pay any interest, fees, or additional charges.

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Os bancos normalmente pedem uma contribuição mínima de 10% do valor do imóvel mais despesas.
Euribor + Spread
%
The values presented are for indicative purposes only and are not binding. Confirmation of the indicated values is subject to bank approval and may vary depending on the agreed interest rate.
Valor excedido
Your monthly payment
SPREAD EURIBOR TAN
0.9% 2.2% 3.1%

Home Loan Options in Portugal

We understand that each client has unique needs, which is why we provide personalized credit solutions tailored to your financial profile. Whether you're buying a new home in Portugal, transferring an existing mortgage, or refinancing a property, you can rely on CreditPlace for specialized support every step of the way.

Our consultants guide you through the entire process — from your first mortgage simulation to the final contract signing — ensuring everything is clear, straightforward, and stress-free.

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Estimate your mortgage payments and explore home financing options with our support.

Specialist support for your Home Financing in Portugal

At CreditPlace, we believe in complete transparency with our customers. When you reach out about a home loan, we liaise with the financial institutions we work with, acting as your advisor.

By choosing CreditPlace, you ensure that banks in Portugal actively compete to present offers tailored to your needs. This healthy competition, combined with our strong negotiating experience, encourages lenders to propose solutions that suit your situation. Talk to us to find out how we can assist you.

Achieve your dream home in Portugal with our mortgage support

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We communicate clearly and transparently with our clients and partners, making sure that all the home loan solutions we present are understandable and reliable.
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We operate ethically and responsibly, respecting all rules and regulations, and always focusing on the best interests of our clients.
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We promote social and economic development with sustainable and socially responsible business practices in all the communities in which we operate.

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Sustainable mortgage solutions in Portugal tailored to your financial reality.
360º support from the credit simulation to the completion of your home loan.
A fully digital credit selection process that’s fast and designed to be as straightforward as possible. Everything is handled with complete transparency, and you won’t pay any interest, fees, or charges for our service.

Our Trusted Partners in Portugal

We work with leading banks and financial institutions across Portugal to offer competitive home loan terms. Our partner network allows us to negotiate tailored rates and conditions, always seeking the most suitable financing solution for your second home purchase.

Bringing your home plans to life with expert support

At CreditPlace, we value integrity, transparency and social responsibility, ensuring each client gets tailored support. Whatever your real estate plans, we’re here to guide you. We work with leading banks and mortgage companies to assist you in making your home ownership project a reality, always with clarity and no hidden surprises.

We're Ready to Address Your Needs with Actionable Solutions

Contact us now and discover tailored home loan solutions for your next property purchase in Portugal. We're ready to assist you every step of the way.
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In partnership with LUXIMOS and ENTREPORTAS for your property in Portugal

Find your ideal property with financing options suited to your profile. As partners of LUXIMOS and ENTREPORTAS, we help you explore opportunities that match your needs and preferences. We simplify the process so you can focus on choosing your new home.

Faq's

A mortgage brokerage is a company that acts as an intermediary between the client and the banks. Its role is to present home loan options tailored to the client's financial profile and to liaise with the banks to help identify solutions suited to their needs.
Yes, in Portugal, you generally have the option to choose between a fixed-rate or variable-rate mortgage, depending on your preferences and financial situation. These options are available from most banks and financial institutions, allowing you to consider the loan type that best suits your needs.
Choosing smart financing in Portugal can offer several benefits, such as the opportunity to secure a home loan that matches your financial profile, with flexible repayment options and potentially more attractive mortgage rates. This approach leverages competition among banks and financial institutions, encouraging them to present conditions that may better suit your needs. It’s a transparent way to explore solutions tailored to your goals, always with professional support to guide you through the process.
We work on your behalf to secure home loans, credit transfers and other real estate financing options that are optimal for your needs and objectives. Financing can apply to the purchase of a traditional house, apartment and other real estate investment.