Somos a essência que transforma sonhos em realidade

A group of people consisting of spouses or two people living in conditions analogous to those of spouses, as defined by Article 2020 of the Civil Code, their ascendants and descendants of the first degree or relatives by marriage, as long as they live together in a shared living and dining arrangement. This also includes a single person, widow, divorced, or legally separated in person and property, and their ascendants and descendants of the first degree or relatives by marriage, provided they live together in a shared living and dining arrangement.

The process of gradually paying off a debt through periodic installments that include both principal and interest.

The assessment of a property's market value, usually conducted by a qualified professional, such as an appraiser or expert, for purposes of buying, selling, mortgaging, or insuring the property.

A document that records detailed information about a property, including its location, characteristics, fiscal value, and corresponding property tax. In some countries, it is used to calculate property taxes.

An initial period of a loan during which the borrower does not pay the principal (and, in some cases, also does not pay the interest) of the borrowed amount. After this period, regular installment payments begin.

An institution or system that collects, stores, and distributes information about consumers' credit history and debts, helping financial institutions assess the risk of granting credit.

A type of loan granted by a financial institution for the purchase, construction, or renovation of a residential property. It is typically secured by the property itself.

A loan that is secured by a property, used for both purchasing a home and other purposes, where the property serves as collateral for the debt payment. If the borrower fails to make payments, the lender can take possession of the property.